Isabel Agier, post-PHD at Paris School of Economics, France, Visiting Fellow at the European Center in Microfinance (CERMi) and Pontifical Catholic University of Rio de Janeiro (PUC-Rio) and Juliano Assunção, professor at the Department of Economics of the PUC-Rio, conducted a research on: ‘The role of Credit Officers in the Performance of Microloans: Evidence from Brazil ‘. The doctoral paper focusing on the skills of loan officers in the allocation of microloans at both the selection and audit stages, was conducted using data from VivaCred, an NGO operating in the favelas of Rio de Janeiro.
See: Document GIREF-01-2011